RD Rhoads

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Or “What is a Programmer Doing Writing so much?”

As a software developer for more than twenty years, I’ve spent a lot of time and focus into the art of creating software. As a writer on the side, I’ve tried to hone that creativity into worldbuilding and picture-painting.

A few…


I learned quite a few things while digging my way out of debt. All in all, my wife and I repaid about $35 thousand worth of debt in about a year. During that time we started questioning a lot of what we now refer to as worldly wisdom.

Let me…


This article is intended to signal-boost a Reddit thread that contains much of this information. It was written by Reddit user CBScott7 and can be read here in its entirety for those that are interested.

I will delineate between linked research, information I found, and my opinion in this article…


I’ve mentioned before that Americans don’t particularly enjoy talking about money. At this point, it’s less taboo to talk about sex than it is for Americans to discuss finances. …


EIP-1559 has reached a new milestone recently. As of September 15th, approximately 297 thousand units of Ethereum have been burned due to how EIP-1559 changed gas fees. With a going rate (today) of around $3,440 per ETH, that equates to more than 1 billion dollars worth of value.

Impressive milestone…


Ethereum gas prices have been quite high lately. And bad advice is quick to follow.

Ethereum gas prices have been quite high lately. Ever since EIP-1559 went live, transaction fees that used to be paid to miners are instead being burned. …


Three more questions to ask yourself before you FOMO your way into investing with crypto.

Americans do not like to talk about money. Not even a little, actually. One out of every three couples living together doesn’t know for sure how much money each other makes. Two-thirds of US states receive a grade of ‘C’ or worse when ranking financial education skills. …


Americans have a… I guess I’ll call it a strange mentality concerning investing.

Many don’t even bother. As of 2019 (granted, before the COVID-19 outbreak and subsequent savings resurgence that occurred immediately afterward), almost half of surveyed responders reported that they had no investments to their name. …


Free-to-Play games, Amazon Coins, and Gift Cards. Throw them in a blender, and you might get an Amazon Digital Currency.

I find some amusement in how often I see patterns repeat across disparate business areas in recent years. Melodies and history tend to repeat, especially for those not paying attention. …


The law of averages is a fairly insistent state of being. But there is a way to make it work for you.

Keith Banks of Bank of America most likely said it best when he talked about how investors try and “get clever” when it comes to investments. You’ve likely…

RD Rhoads

Programmer by day and a writer by night. Somehow finding the balance in between.

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